
About the event:
We are excited to bring you the inaugural Middle East edition of Factoring & Leasing in the Digital Age – an exclusive, invitation-only C-suite symposium. It will be an executive briefing designed to harness disruption in supply chain finance.
For over a decade, this esteemed forum has steered the conversation at the highest levels of European finance. Now, MERGE, in strategic partnership with global technology leaders efcom and PixelSoft, is proud to bring this legacy of insight to the heart of the GCC.
Please register your interest if you would like to apply and join other industry leaders.
Agenda
09:00 Registration & Arrival Coffee
09:30 Welcome and Opening Remarks
09:35 The Future of Factoring & Leasing: Global Trends and the Saudi Market Outlook
10:15 Vision 2030 in Action: Unlocking Growth through Factoring, Supply Chain Finance and Leasing
10:25 Financing the Saudi Supply Chain: How Easy Is It Really?
11:10 Fireside chat: The Traditional Lessor in a Digital World. Transforming Without Losing Your Identity
11:35 Networking Coffee Break
11:50 The Practitioner’s View: Making Factoring & Leasing Work for You
12:50 Everyone Will Have AI. Who Will Actually Win?
13:40 Closing Remarks
13:50 Networking Lunch
Speakers include:






Osama Ben Saleh, Head of Banking Committee, ICC Saudi Arabia
Osama Ben Saleh is an accomplished entrepreneur leading several initiatives and businesses both in Saudi Arabia and globally under Alfaris International Group. Beginning his career in 1996 in the banking sector, he gained valuable experience over more than two decades.
In 2014, Mr. Ben Saleh shifted his focus towards expanding his family enterprises, which encompass diverse sectors such as education, medical services, retail, and information technology.
Since 2012, he has served as the head of the Banking Committee under the International Chamber of Commerce – Saudi Arabia, representing ICC Saudi Arabia at global events and frequently appearing on TV segments to discuss financial sector developments.
In April 2023, Osama Ben Saleh was recognized by Arabian Business as one of “50 People You Need to Know in KSA.”
In May 2025, Osama, was featured in Forbes Magazine and described as “The Visionary Architect of Saudi Arabia’s Fintech Renaissance.”
Dr. Mohamed El Beltagy, CEO, Egyptian Islamic Finance Association
Dr. Beltagy, CEO of the Egyptian Islamic Finance Association, has over 37 years of experience in the field of Islamic banking and finance. After obtaining his PhD and LLM degrees in accountancy from Al-Azhar University, in Egypt, Dr. Beltagy was heading the Planning & Studies Department of Al-Rajhi Bank. He worked also as programs manager of Shari’a Compliant Banking in Saudi Arabia Monetary Agency. Then, he was the Vice chairman of Shari’a Board in both National Bank of Development and GM of Shari’a Board Banque Misr. Furthermore, Dr. Beltagy has several publications in the field of Islamic finance (e.g. basics of development of the planning budget in Islamic banks, concepts of Islamic banking and financing formulas used in Islamic banks, etc.)
In addition, Dr. Beltagy was a Certified Expert at Accounting and Auditing Organization for Islamic Financial Institutions and an Expert approved by the Islamic Development Bank.




Amr Samy, Deputy CEO, PixelSoft
Amr Samy works as a Deputy CEO at PixelSoft. He has been involved in designing and implementing of software for non banking financial services for several years, focusing on Implement and deliver the software for the whole organizations covering all departments. Samy enjoys sharing experience with others in the field and contributing where possible, with the hope of supporting progress in both technology and finance industries.
Abdelrahman El-Beltagy, Islamic Factoring Expert and Sales Manager MENA Region, efcom
Abdelrahman El-Beltagy has been breathing Islamic Finance for his entire life. Born in Ryad and growing up in Cairo in a family of Islamic Finance scholars, he has a Bachelor Degree in Finance and Investment from Cairo University. During his young professional life, he has had stations at Contact Financial Holding, First Abu Dhabi Bank Egypt and is now a member of efcom’s team with focus on Islamic Factoring and Sales in MENA Region.
Dr. Vinai Biju, Data Scientist: Risk Analytics Specialist, efcom
Vinai George Biju is a data sciaentist with experience in academia and industry. He received his PhD in Computer Science from Visvesvaraya Technological University (VTU) in India in 2021 and earned a Master’s degree in Computer Science from the National Institute of Technology in Rourkela, India, in 2010. In 2023, he completed a second master’s degree in artificial intelligence at the Technical University of Würzburg-Schweinfurt (THWS) in Germany.




Symposium Agenda
Queenie Taylor-Wong, Co-founder & CEO, MERGE
Federico Avellán Borgmeyer, Chief Partner Officer, efcom
Betul, Secretary General, FCI
ITFC
Muhannad Alsharekh, Head of Financial Institutions Section under the Global Capital Finance Division at the Public Investment Fund (PIF)
Abdullatif AlGhaith, Director General Lending at Saudi Exim Bank
Moderator: Osama Bukhari, Head of Banking Committee, ICC Saudi Arabia
Mohammed Badughaish, Manager, Group Treasury Coordination Division
Wasif Hasan, Chief Product and Technology Officer (CPTO), Tawrid
Amr Samy, Deputy CEO, PixelSoft
Dr. Mohamed El Beltagy, efcom
Abdelrahman El Beltagy, Islamic Factoring Expert & Sales Manager MENA Region, efcom
Dr. Vinai Biju, Data Scientist: Risk Analytics Specialist, efcom
”Well organised from start to finish. Delegates were proactively informed of events and agenda with the event itself being executed in a timely manner. Only a lot of hard work put in by the organisers would have made it possible!”
- Finance Director, McDermott
"The summit as a whole added real value by bringing together stakeholders from across sectors to exchange perspectives and collaborate on practical solutions that support Qatar’s financial and economic transformation."
- Group Chief Treasury Officer, Power International Holding
Testimonials of our past events


"Thank you for hosting us at the East Africa Trade, Treasury, and Commodities Summit 2025a. The session was very captivating and particular to details. I appreciated the Trade session highlighting the different challenges that traders and manufacturers go through in their businesses. I look forward to next year’s gathering”
- Trade Finance, UBA Bank
Attendance is strictly limited to ensure meaningful dialogue. To express your interest in joining, please submit an application.
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